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There were 94 questions found for your query: (Page 4 of 5)     «« | Prev | 1 | 2 | 3 | 4 | 5 | Next | »»
  1. questionHow do I manage my membership requests?
    Go to "Your Account > Group", click on "View members", and then "View membership requests". On this page, click "View request" on each person's request. When you look at each request, you c ...

  2. questionHow do I make changes to my Prosper member page?
    When you first register with Prosper, your member page is created and a random image is associated with your screen name. Whenever you want to make changes to your page, just go to "Your Accou ...

  3. questionWhat is Prosper Etiquette?
    As with any new product or service, it helps to have some common guidelines and conventions established about how to use it and how to interact with others.  Recognize differences betwee ...

  4. questionHow do I approve or decline my borrowers' listings?
    If your group requires listing review (see above for instructions on how to do this), you will receive an email notifying you of new listings that require review. You will also be able to access ...

  5. questionHow do I create a listing?
    Before you get into it, view a tutorial on borrowing money. If you are not registered with Prosper, click the "Register now" button on the home page. You will be asked to fill out a quick regis ...

  6. questionWhat should I do if a borrower is late on a monthly payment?
    Don't panic just yet. Sometimes people are just late. Prosper sends frequent emails to overdue borrowers and their group leaders (if they are members of a group), prompting them to pay their mon ...

  7. questionWhat are group ratings?
    A group's rating is a measurement of that group's performance in paying back its Prosper loans. Specifically, the group rating is an expression of a group's performance against expected (histori ...

  8. questionHow are group ratings calculated?
    Group ratings are assigned based on the group's relative performance compared to Experian historical default rates. These are the same default rates that are displayed to lenders when they are pla ...

  9. questionWhat is Prosper?
    Prosper is a marketplace for credit that enables people to lend money to other people in a safe, efficient manner. Prosper is a leap back to a time when people formed credit communities to help ...

  10. questionAre there any requirements for uploading pictures to a Prosper group page?
    You can upload picture files (either a GIF or a JPEG) of any size or resolution, and they will resize and scale them down for you. At this time, they can't crop or rotate your pictures, though, ...

  11. questionHow can I prevent defaults?
    You can't pick your relatives, and you can't prevent defaults. You can, however, know that you are assuming some risk when you make a loan, and take steps to reduce that risk. Here are a few tec ...

  12. questionHow do I decide whom to lend to?
    As a lender, it is your responsibility to follow some basic lending guidelines when making decisions about whom to lend your money to: Diversify: If you place many small bids among many borrowe ...

  13. questionDo groups guarantee their members' loans?
    No. Groups do not guarantee their members' loans in any way—borrowers are fully responsible for their loan obligations.

  14. questionWhere can I update my driver's license?
    If you have tried borrowing money or becoming a lender or group leader, you may have entered your driver license number. If your driver's license number has changed, you will have the opportunit ...

  15. questionHow can I get to my Prosper member page?
    Any place where your Prosper screen name is linked on the site (in your group, on your listing, etc.), you can click on that link to access your member page. You can also get to your member p ...

  16. questionWhat is identity verification?
    For the safety and security of the marketplace, it is important that Prosper makes every effort to ensure that all individuals participating in the marketplace are 1) a real person, and 2) the s ...

  17. questionHow can I see the performance of my loans in one place?
    If you go to "Your Account > Lending", and click on "View historical performance", you can see a summary of your overall loan performance, grouped by the calendar quarter in which the loans w ...

  18. questionWhat if I don't pass identity verification?
    There are some cases in which real, legitimate people don't pass the Prosper identity verification process. If you are who you say you are, there is a possibility that their information about yo ...

  19. questionWhat is my Prosper member page?
    Your member page is a page on the Prosper site that is all about you! You can use it to: let the Prosper community know who you are. show off which group you belong to. Or, if you're a lender, ...

  20. questionWhy should I register with Prosper?
    Registration is required of all Prosper members, and puts you on the road to becoming a borrower, lender, or group leader on the Prosper marketplace. Once registered, you will have access to a ...

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