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 How do I join a Usergroup?
To join a usergroup click the usergroup link on
the page header and you can then view
all usergroups. Not all groups are open access -- some are
closed and some may even have hidden memberships ...
- Can I refuse to allow people to join my group if they really want to join?
You can set your own criteria for membership into your group, but you
cannot exclude any person from joining your group on the basis of race,
color, religion, national origin, sex, marital statu ...
- How are the final lender rates determined?
Here's how it works:
Lender rate = Borrower rate - Group reward (the group reward is the group leader's share of the rewards x payment reward rate)
Take a look at the chart below to see h ...
- If I reject a membership request, do I have to explain why?
Nope. It's entirely up to you. If you want to be polite, a nice
response would be: "Thank you for your interest in joining our group,
but we are not accepting new members at this time. We wish y ...
- What do each of the group profile settings mean?
Group name: This is the name that your group will be identified
by on the site, in any search results, and will be the headline of your
group home page. In your group name, try to use words that ...
- What is a group?
Prosper's founding principle is that people form groups around things
they care about and act more responsibly towards each other when their
actions impact not only themselves but also their gro ...
- What happens if one of my loans is written off?
Loans that are written off as uncollectable are offered for sale at an
auction to a selected group of debt collection companies that are in
the business of purchasing defaulted loans. Since you ...
- Are there any limits on the criteria I can use to accept or exclude people from my group?
Prosper is an inclusive credit marketplace that fully supports and
promotes equal credit opportunity for all people, regardless of their
race, color, religion, national origin, sex, marital stat ...
- What if I don't want to use Prosper's system to invite new members?
No problem. Just copy your group's home page address (URL) and paste it
into an email. In your email, make sure to ask invitees to click the
"Join this group" link once they visit your group's h ...
- What are "Supported Groups?"
If you're a lender, you might notice that you have a box on your member
page called "Supported Groups." This is just a way that you, as a
lender, can get more connected to the community of Prosp ...
- How can I keep track of my group's listings and loans?
If you want a quick overview of your group's current activity, you can
access it on the "Your Account > Group" page. You'll see a summary
of the number of active listings and loans—you ...
- Does it matter if borrowers are members of groups?
Groups make up the social network of borrowers on Prosper. They're like
a group of close-knit neighbors, or your local Lion's Club, or a local
baking club, and odds are good that all the members ...
- Can I recruit existing borrowers who don't have groups?
How friendly you are! But unfortunately at this time you cannot recruit
existing borrowers. Since a borrower's interest rate is often tied to
the existence (or absence) of a group, it is Prosper ...
- How often will I receive a statement?
You will receive one statement monthly for each role that you play on
Prosper (borrower, lender, group leader). Borrowers will receive their
statements once a month five days after their loan pa ...
- What does a group do?
Prosper groups are a way to bring people together for the common goal
of borrowing money at better rates. Groups give borrowers an additional
incentive—their group's reputation—to me ...
- When will I actually receive my group leader rewards?
As a group leader, you will receive non-shared rewards as follows:
Match rewards: Received one month after match if the loan is still outstanding (not repaid) and payment is current.
Payment re ...
- Why can't I access a forum?
Some forums may be limited to certain users or
groups. To view, read, post, etc. you may need special authorization
or password which only the group leader or moderator can give you, so you shou ...
- How do I read my group leader statement?
Statement layout
Your group leader statement is a snapshot in time of your activity
as a group leader on Prosper. The statement is created as of the end of
the day (11:59 PM) on the last da ...
- What if I let a membership request expire?
If a membership request has expired, you can no longer accept or
reject that person, although you could send an email to that person's
email address, inviting them to join your group and explain ...
- What are Usergroups?
Usergroups are a way in which board
administrators can group users. Each user can belong to several groups
(this differs from most other boards) and each group can be assigned
individual access ...
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