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 What are "group membership requests?"
These are membership requests from borrowers who want to join your
group. You'll get an email in your inbox and a message in your Prosper
"Messages" box each time someone makes a request to join ...
- Where can I see my group leader rewards?
As a group leader, you can see an overview of your group leader rewards
by going to "Your Account > Group", where you can see a summary of
the last three months' rewards. Clicking on any mont ...
- Can I lend or borrow if I'm a group leader?
Yes, you can lend and borrow on Prosper if you're already a group
leader. If you want to borrow money, however, you will not be able to
do so as a member of your own group; you will have to join ...
- Why should borrowers join a group?
Joining a group can boost your reputation as a borrower and be a gateway
to lower interest rates from lenders. Although individual borrowers can
and do exist, Prosper thinks lenders will have gr ...
- What if the group leader changes the rewards sharing level?
A group leader may change the rewards sharing level of the group at any
time. However, these changes will only affect future loans. If you
already have a loan that is active, your original terms ...
- Why would a borrower join a group that doesn't have 100% rewards sharing?
Here's the thing: groups are designed to help secure lower interest
rates for borrowers, even after the group leader rewards are factored
in. A borrower can get a good rate in either case: if th ...
- As a lender, can I join a group?
Yes, absolutely. If you're already a member of a group, you can also
show your support for other groups, by check a checkbox on the bidding
page that will add your screen name to the "Supporting ...
- Why should I care about my group's listing and loan activity?
Ultimately, your group's payment history, loan listings, and member
pages will all have an impact on your ability to attract lenders and
additional members to your group.
If you have delinquen ...
- How do I contact all of the members in my group at once?
Go to "Your Account > Group", click on "View members", then "Contact all members."
You will then be able to compose an email to all of the members of
your group. When you click "Send Messag ...
- How do I remove members from my group?
You may remove a member from your group if that member does not have an active listing or loan on Prosper.
To remove a member from your group, go to "Your Account >
Group", and click on "Vi ...
- How do I add pictures to my group page?
Go to the "Your Account > Group" page. Click on "Group profile", and then "Edit pictures".
You will then be able to add, edit, and delete any of your group
pictures. You can also reorder yo ...
- What are total payments billed?
The small number next to the group rating is the number of total
payments billed for that group. Because group ratings are assigned to
groups with as few as 15 total payments billed, this number ...
- How can I change the rewards sharing level?
If you are the group leader, go to "Your Account > Group", click
"Group profile", and then "Edit profile". You can set the sharing level
of group leader rewards to "Not Shared", or in 25% inc ...
- What are group leader rewards?
Group leader rewards are cash incentives earned by groups and group
leaders when a new loan gets fully funded or an on-time monthly payment
is made.
There are two types of group leader reward ...
- How do I invite new members to join my group?
Go to "Your Account > Group", click on "View members", and then
"Invite new members." You can invite as many individuals as you would
like, just be sure to separate multiple email addresses w ...
- What is "listing review"?
Some group leaders will require their borrowers to submit new listings
for their review before they are put on the marketplace. If you join a
group that requires listing review, when you finish ...
- Is there any way to keep my group's listings and loans off of the group home page?
No. One of the reasons Prosper works well is because everyone can check
in and see how a group is doing at any time, and can view specific
examples of that group's performance. This is a big rea ...
- What is the difference between a lender rate and a borrower rate?
In some cases, you will notice that the borrower rate on a listing is
higher than the lender rate. This happens when group leaders choose not
to share all group leader rewards. In these cases, a ...
- Why does Prosper have group ratings?
Group ratings give Prosper members a quantitative way of measuring a
group's payment performance in comparison to the historical default
rates of its borrowers.
Group ratings help:
Lenders d ...
- Can I create more than one group?
Not at this time.
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