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Performance
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There were 10 questions found in this category:
 Can I sell my loans to others?
Not yet. Prosper hopes to allow lenders to sell their already-owned loans to other lenders in the future.
- How can I see the payment history for one particular loan?
Go to "Your Account > Lending" and click the "Search loans" link. You will be able to search for individual loans by payment status (be it current or paid in full, on-time or past due), credit grade, debt-to-income ratio, and loan start date. From the search results, you can click on the tit ...
- How can I see the performance of my loans in one place?
If you go to "Your Account > Lending", and click on "View historical performance", you can see a summary of your overall loan performance, grouped by the calendar quarter in which the loans were made. It is most useful to look at a group of loans' performance in the context of their age since ...
- How do I read my lender statement?
Statement layout Your lender statement is a snapshot in time of your lending account. The statement is created as of the end of the day (11:59 PM) on the last day of every month, and is made available in "Your Account > Statements" a few days later. Your lender statement is divided into si ...
- What are "payments in transit" and "payments in transit not applied to current balances"?
The designations for loans with "payments in transit" (designated with the dagger symbol: †) and loans with "payments in transit not applied to current balances" (designated with the double dagger symbol: ‡) are applied based on which step in the payment process the loan is. First, ...
- What are the different loan statuses?
All Prosper loans are three-year loans. Borrowers are required to make monthly payments for the duration of the loan, unless they decide to pay the loan off early. Payment status levels include: Origination delayed: the funds transfer to the borrower did not go through as originally scheduled. ...
- What do all the numbers mean in the results of the performance pages?
Both tables display data in volume ($ value of loans) and units (# of loans). In each table, the top row represents 100% of the data displayed, and the rows beneath the top row represent percentages of the top row. Performance data The performance data measures loan activity as a percentage of i ...
- What do the loan criteria fields mean?
To narrow the scope of your research, you can adjust the origination date of the loans measured and the observation date of the data you are viewing. Origination date: Choose the range of origination dates (loan start dates) within which to study loan performance. When you choose an origination ...
- What is a borrower chargeback?
A borrower chargeback is a process initiated outside of Prosper, in which a borrower who has made a loan payment has his or her bank cancel and request a refund on that payment. Because Prosper imposes a waiting period on incoming payments of 4 business days from the initiation of the payment re ...
- What is the marketplace performance page for?
The marketplace performance page includes performance data for Prosper marketplace loans. Using this data, lenders can gain a better understanding of the dynamics of the Prosper marketplace, and use that knowledge to minimize the risk taken on borrowers. For example, when you have adjusted all o ...
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